Terms and Conditions

Effective Date: March 10,2026

Welcome to Xpress Choice Solutions. These Terms of Service (“Terms”) govern your access to and use of our website and any services, digital products, consultations, or other resources (“Services”) offered by Xpress Choice Solutions.

By accessing or using our website (the “Site”) or any of our Services, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please do not use the Site or our Services.

1. Acceptance of Terms

By accessing our Site or purchasing any of our Services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree, you may not access or use our Services.

2. Eligibility

You must be at least 18 years old to use our Services. By using this Site, you represent and warrant that you are at least 18 years of age and legally capable of entering into a binding agreement.

3. Changes to Terms

Xpress Choice Solutions reserves the right to update or modify these Terms at any time. When changes are made, the updated Terms will be posted on this page and the Effective Date will be revised.

Your continued use of the Site after changes are posted constitutes your acceptance of the updated Terms.

4. Description of Services

Xpress Choice Solutions may provide services including but not limited to:

• Tax preparation services

• Business consulting or financial services

• Digital products or resources

• Educational materials or consultations

• Other related financial or administrative services

All information and content provided through our Services is for educational and informational purposes only. Results may vary based on individual circumstances, and we do not guarantee specific financial or tax outcomes.

5. Account Registration

Some features of our Services may require you to create an account.

You are responsible for maintaining the confidentiality of your account credentials, including your username and password. You agree to accept responsibility for all activities that occur under your account.

If you believe your account has been compromised, please contact us immediately.

6. Payment and Refund Policy

All payments for services, digital products, or consultations are non-refundable unless otherwise stated in writing.

By making a purchase through our Site or Services, you agree to pay the listed price at the time of purchase.

Xpress Choice Solutions reserves the right to update or change pricing at any time without prior notice.

7. Intellectual Property Rights

All content on this Site, including but not limited to:

• Text

• Graphics

• Logos

• Digital products

• Educational materials

• Website design

is the property of Xpress Choice Solutions and is protected by applicable copyright, trademark, and intellectual property laws.

You may not reproduce, distribute, modify, sell, or create derivative works from any content without written permission from Xpress Choice Solutions.

8. User Conduct

By using this Site and our Services, you agree not to engage in activities that could harm the Site, our business, or other users.

Prohibited activities include but are not limited to:

• Attempting to hack, disrupt, or compromise the security of the Site

• Misrepresenting your identity or affiliation with another individual or organization

• Using our content in violation of intellectual property laws

• Using the Site for any unlawful activity

9. Disclaimer of Warranties

Our Services and Site are provided on an “as-is” and “as-available” basis.

Xpress Choice Solutions makes no warranties, expressed or implied, regarding:

• The operation of the Site

• The availability of the Services

• The accuracy or completeness of the information provided

Your use of our Services is at your own risk.

10. Limitation of Liability

To the fullest extent permitted by law, Xpress Choice Solutions, its owners, employees, affiliates, or partners shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from:

• Your use of the Site

• Your reliance on information provided through our Services

• Any interruption or errors in the operation of the Site

11. Governing Law

These Terms shall be governed and interpreted in accordance with the laws of the State of Missouri, without regard to conflict of law principles.

12. Termination

Xpress Choice Solutions reserves the right to suspend or terminate access to our Services or Site at our discretion if a user violates any portion of these Terms.

13. Contact Information

If you have any questions about these Terms of Service, please contact us:

Xpress Choice Solutions

10922 Schuetz Road

St. Louis, MO 63146

Phone: (314) 906-6914

Email: xpresschoices@gmail.com